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Make it big: Never mind what others do; do better than yourself, beat your own record from day to day, and you are a success. William J. H. Boetcker.

Make it big: I'd rather be a failure at something I love than a success at something I hate. George Burns.

Make it big: Without an open-minded mind, you can never be a great success. Martha Stewart.

Business Tip: Keep your body moving. Running your own business can be stressful. Go out for a run, head to the gym or attend a yoga class.

Business Tip: Work on your communication skills. You need to able to clearly and calmly communicate with your investors, colleagues and employees.

Business Tip: Don't try to do everything yourself. A good leader knows how to delegate and manage effectively.

Stokvel Tip: Commitment to stokvel contributions helps members learn the right kind of discipline to manage their finances more wisely.

Stokvel Tip: Charging a member who has missed more than three contributions interest is a great way of ensuring accountability.

Stokvel Tip: Reaching consensus in a stokvel is a major point to see where its resources are deployed, and so trust is its greatest resource.

Save Money: Try a smartphone banking app to help you set savings goals and easily transfer money into savings from your current account.

Save Money: Need new clothes? Try out vintage and second-hand stores. You can often find great items at shockingly low prices.

Save Money: When buying medication, ask for a generic. It has the same active ingredients at a fraction of the cost of the original medication.

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