Make it big: I have not failed. I've just found 10 000 ways that won't work. Thomas Edison.
Make it big: If hard work is the key to success, most people would rather pick the lock. Claude McDonald.
Make it big: I never took a day off in my twenties. Not one. Bill Gates.
Business Tip: To keep overheads to a minimum when you start out, try to work out of someone's home or garage. Rent is a huge expense.
Business Tip: Don't hire any employees until you absolutely have to. They're a large cost and there are a number of regulations involved.
Business Tip: Research the legal steps and paperwork involved in hiring new employees.
Stokvel Tip: Keep the number of stokvel meetings to a level to ensure all members are aware of what's expected of them and what the status of the stokvel is.
Stokvel Tip: The benefits of contributing to a stokvel can give you a psychological boost by making you feel less worried and anxious.
Stokvel Tip: It is important to hold members to the standards of the stokvel, especially when amounts are loaned from the stokvel, as fraud can occur.
Save Money: Depending on the type of loans you have, it could be worthwhile to consolidate your student loans into one low-rate package.
Save Money: Go through your cellphone bill, look for services you don't use, and ditch them. You could even switch to a cheaper network.
Save Money: If you live near anyone you work with, you might both be able to benefit by carpooling to work.