Debt
Make it big: As my father used to tell me, the only true sign of success in life is being able to do for a living that which makes you happy. Al Yankovic.
Make it big: Coming together is a beginning; keeping together is progress; working together is success. Henry Ford.
Make it big: Finding good partners is the key to success in anything: in business, in marriage and, especially, in investing. Robert Kiyosaki.
Business Tip: Talk to people within your intended market demographic and get an idea of how they would react to your product or service.
Business Tip: Identify your market. Researching the market that you are thinking of entering is essential to determine if you are on the right track.
Business Tip: Get inspired. Read the start-up stories of successful businesses on websites, in books, or at events for people starting a business.
Stokvel Tip: When choosing a stokvel, take note of the number of members, who the members are, and what is expected of members.
Stokvel Tip: Join a stokvel that has a goal you want to accomplish, eg. saving up for an event such as a wedding or a holiday at the coast.
Stokvel Tip: A constitution is an important document that must be drawn up when you start a stokvel. Think of it as the group's guidebook.
Save Money: Anytime you need something, see if you can source it for free first.
Save Money: If you're attending a fancy events, think about renting your dress or suit instead of buying an expensive option that you might only wear once.
Save Money: While it's tempting to buy all those super cute baby clothes, keep in mind that babies and toddlers outgrow their clothes in a matter of months.